Tanya Plibersek (Sydney, Australian Labor Party, Minister for Housing) Share this | Hansard source

What happens when they cannot afford a deposit is that they borrow 95 per cent, 100 per cent, 105 per cent of the value of their homes. The first question today was about defaulting. In many circumstances, the reason that people are defaulting is that they have been forced to borrow too great a proportion of the value of their home.

See this speech in context