Jane Hume (Victoria, Liberal Party, Assistant Minister for Superannuation, Financial Services and Financial Technology) Share this | Hansard source

There are no changes to disclosure laws and there are consumer protections in place. Moreover, this 24-month time frame that is associated with the sandbox is intended to provide sufficient time for businesses to test their products or services and also continue to operate while their licence is being considered. The government expects the businesses will plan ahead, and if their business model is viable they'll submit their applications with adequate time before the end of that testing period.